For networks + enterprises

Every brokerage independent. Head office still sees everything

A network has a structural problem no single-tenant tool solves: each brokerage needs genuine autonomy over its own data, and head office needs a defensible view across all of them. Mortgage360 is multi-tenant by design, so both are true at once rather than traded off.

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Per-brokerage workspaces with query-level isolation. Network reporting that never exposes one member's book to another.

Network · head office

Brokerages

Across 7 provinces

Active agents

1,240

+64 this quarter

Network volume

$4.1B

Trailing 12 months

Compliance

96.2%

Files complete network-wide

The short answer

How does a mortgage network give brokerages autonomy and still get network-wide reporting?

With real multi-tenancy rather than a shared database and a filter. Each brokerage gets its own workspace where its data is isolated at the query layer, so one member firm cannot read another's contacts, deals or compliance records. Head office sits above those workspaces with aggregate visibility — network totals, compliance posture and adoption — without inheriting the ability to browse an individual firm's book.

One isolated workspace per brokerage, enforced in the data layer.
Head-office roll-up across every member firm, in one view.
Network-standard compliance policy, applied locally by each brokerage.
Brokerages keep their own branding, splits and workflows.
Agents moving between member firms keep working; the data moves with governance.
Onboarding a new brokerage is provisioning a workspace, not a deployment project.

Per firm

Data isolation

Query-level, not interface-level.

One view

Network roll-up

Volume, agents, compliance, adoption.

Local

Brand + workflow

Head office sets policy, not day-to-day process.

Minutes

To add a brokerage

Provision a workspace, not run a project.

Multi-tenancy

Isolation that holds up when someone checks

Plenty of platforms claim separation and implement it as a filter in the interface — which works until a report, an export or a bug goes around it. Mortgage360 scopes data at the query layer, so a member firm's records are unreachable from another workspace rather than merely hidden.

Every query is workspace-scoped by construction, not by convention.
Do-not-call and consent lists never pool across member firms.
Head-office access is aggregate by default, with drill-down governed by policy.
Cross-brokerage access requires explicit grant and leaves an audit trail.
A brokerage leaving the network takes its data and loses access cleanly.

Access · governance

ScopeBrokerage workspace
Contacts, deals, compliance and DNC visible only inside the firm.
ScopeHead office
Aggregate volume, agent counts and compliance posture across all firms.
Grant
Drill-down
Requires an explicit, time-boxed grant from the brokerage.
LogAudit trail
Every cross-workspace view recorded with who, what and when.

Network reporting

One number head office can actually defend

Most network reporting is assembled by asking member firms for spreadsheets, which means it is late, inconsistent and quietly wrong. When every brokerage runs on the same platform, the network number is computed from the same underlying deals rather than reconciled from returns.

Volume, unit count and agent productivity across every member firm.
Compliance posture by brokerage — where the network's real exposure sits.
Adoption and activity, so you can see which firms are actually using what.
Trend and cohort views for recruiting and retention decisions.
Export for board reporting without a manual consolidation step.

Brokerages · compliance posture

HM
Harbourfront Mortgage
42 agents · 99.1% complete
Strong
PL
Prairie Lending Group
31 agents · 97.4% complete
Strong
CM
Coastal Mortgage Co.
18 agents · 88.2% complete
Review
NB
Northern Brokers Ltd.
9 agents · 71.6% complete
Action

Policy

Set the standard centrally, let firms run their own business

The failure mode for networks is imposing head-office process on firms that joined precisely to keep their independence. Policy and process are separated: head office defines the compliance floor and the brand rules, and each brokerage runs its own splits, workflows and day-to-day operations above that line.

Network-wide compliance policy inherited by every member workspace.
Brand assets and disclosure templates published centrally.
Each brokerage keeps its own commission structures and routing rules.
Firms can extend a network template locally without breaking the standard.
Policy changes propagate without a migration in each workspace.

Growth

Adding a brokerage is provisioning, not a project

If bringing a new firm onto the network's platform takes a quarter, the platform is a barrier to recruiting rather than a reason to join. A new member workspace is provisioned with the network's policy, branding and templates already in place.

New workspace created with network standards pre-applied.
Their existing book migrated in, not re-entered.
Agents onboard through a structured first-week flow.
Head office sees the firm in network reporting immediately.
No per-firm deployment, environment or integration work.

See it on your own pipeline

A 30-minute walkthrough using your own deal flow — not a canned demo file.

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How a network rollout actually runs

We start with the firms that want it, not with a mandate. Adoption earned in the first cohort makes the rest straightforward.

Pilot cohort

Three to five member firms that opted in. Real books, real deals, real feedback.

Set policy

Head office defines the compliance floor, brand rules and reporting standard once.

Scale out

Remaining firms provisioned against the same template, at whatever pace suits them.

Roll up

Network reporting turns on as firms land, with no consolidation step to maintain.

Questions

Frequently asked

Can head office see an individual brokerage's client list?

Not by default. Head office gets aggregate reporting — volume, agent counts, compliance posture and adoption. Drilling into a specific firm's records requires an explicit, time-boxed grant from that brokerage, and every such view is written to an audit trail.

What happens when a brokerage leaves the network?

Its workspace and data belong to the brokerage. It exports what it holds, network-level access ends, and head office retains only the aggregate reporting it had already computed. There is no scenario where a departing firm's client data stays readable by the network.

Our firms use different commission structures. Is that a problem?

No — that is expected. Commission structures, routing rules and workflows are per-brokerage. Head office sets the compliance and brand standard; it does not set how each firm splits a deal.

Do you replace our network's submission platform?

Not necessarily. Most networks keep their existing submission rail and use Mortgage360 for the relationship, follow-up, compliance and commission layer. We sync with Filogix Exchange directly, so a deal built here submits without re-keying.

How do you handle an agent moving between member firms?

As a governed transfer rather than a copy. The agent keeps working, and which records move is determined by your network's policy and the agreements between the firms — not by whoever exports fastest.

What size network is this built for?

It works from a handful of brokerages to a national network in the thousands of agents. The architecture is the same either way; what changes is how much of the policy layer you choose to centralise.