Manitoba · MSC

Mortgage CRM for Manitoba brokers: Salespersons, authorized officials, and a registration model of its own

A mortgage CRM for Manitoba has to use Manitoba's own vocabulary: the Manitoba Securities Commission registers mortgage brokers, authorized officials and mortgage salespersons under The Mortgage Brokers Act, rather than the associate-and-broker ladder used elsewhere. Manitoba is a smaller, relationship-driven market where repeat business and referrals carry more weight than lead volume — which makes renewal tracking disproportionately valuable.

Book a demo See pricing

Orientation, not legal or licensing advice. Rules change — confirm current requirements with the Manitoba Securities Commission. Checked against official sources September 2026.

Pipeline

New lead12

Winnipeg enquiry

Pre-approval

Web form

In review8

Docs received

Purchase

Ready

Submitted5

Brandon refinance

Awaiting lender

Funded31

Renewal set

120-day alert

The short answer

What should a mortgage CRM in Manitoba keep track of?

Who in the firm is registered as a salesperson and who as an authorized official, whether the firm is a full or restricted mortgage broker, and a book of past clients worked for renewals and referrals. Mortgage360 records registration type on each person and keeps maturity dates on every funded deal.

Regulator: the Manitoba Securities Commission (MSC), part of the Manitoba Financial Services Agency.
Governing law: The Mortgage Brokers Act.
Mortgage broker / restricted mortgage broker.
Authorized official.
Mortgage salesperson.
Manitoba land transfer tax.

MSC

Regulator

Under The Mortgage Brokers Act.

Registration types

Broker, authorized official, salesperson.

24 mo

To authorized official

As a salesperson, plus the broker's course.

LTT

Transfer tax

Provincial, graduated brackets.

Licensing · MSC

Who licenses mortgage professionals in Manitoba

Mortgage broker / restricted mortgage broker — The two firm registrations. A full registration carries trust-account and surety-bond requirements that the restricted one does not.
Authorized official — The senior individual registration, requiring at least 24 months as a mortgage salesperson plus the broker's course.
Mortgage salesperson — The entry individual registration, with education delivered through Mortgage Professionals Canada.

Education, renewals and records

The Manitoba compliance calendar

The MSC publishes renewal and education requirements through its real estate division.

Confirm the current renewal cycle and any continuing-education course with the MSC before relying on a date.
The public registrant search shows each person's registration status.
We could not find a record-retention period for Manitoba mortgage brokers on a primary source — confirm with the MSC. FINTRAC's five-year minimum applies regardless.

What the buyer pays at closing

Manitoba land transfer tax

Manitoba charges a provincial land transfer tax in graduated brackets on the fair market value of the property, paid by the buyer along with a registration fee when the transfer of title is registered.

The Manitoba transfer-tax calculator runs the figure for a specific price.
Closing costs: Legal, inspection and adjustments alongside the transfer tax.
The Manitoba rates board is a preview with sample rates, not live lender quotes.

In Mortgage360

What the CRM keeps on the record for Manitoba

None of this needs a separate compliance spreadsheet. The dates and statuses above sit on the agent, office and deal records they belong to, and the funded book carries its maturity dates forward for renewals.

Registration type — salesperson or authorized official — on each person's record.
Notes on each file recording who reviewed it.
Maturity dates carried from funding, for a market that runs on repeat clients.
Referral prompts after funding, when goodwill is highest.

See it on your own pipeline

A 30-minute walkthrough using your own deal flow — not a canned demo file.

Book a demo Compare platforms

Questions

Frequently asked

Who regulates mortgage brokers in Manitoba?

The Mortgage Brokers Act regulates mortgage brokers and mortgage salespersons to protect both borrowers and mortgage investors, and the MSC administers it. The firm and the individuals register separately. Treat this as orientation, not legal or licensing advice, and confirm current requirements with the Manitoba Securities Commission.

What licence do you need to arrange mortgages in Manitoba?

Mortgage broker / restricted mortgage broker: The two firm registrations. A full registration carries trust-account and surety-bond requirements that the restricted one does not. Authorized official: The senior individual registration, requiring at least 24 months as a mortgage salesperson plus the broker's course. Mortgage salesperson: The entry individual registration, with education delivered through Mortgage Professionals Canada.

What transfer tax does a buyer pay in Manitoba?

How long do Manitoba mortgage records have to be kept?

We could not find a record-retention period for Manitoba mortgage brokers on a primary source — confirm with the MSC. FINTRAC's five-year minimum applies regardless. Separately, FINTRAC has required mortgage brokers to keep identity and transaction records for at least five years since its mortgage-sector obligations took effect on October 11, 2024.

Official sources for Manitoba

Every licensing and record-keeping statement on this page comes from these pages. Where none of them stated a rule, the page says to confirm with the Manitoba Securities Commission instead of guessing.